Social Security to make a complete change in 2025 – First announced changes in payment dates

The Social Security Administration (SSA) has announced a shift in the payment schedule for Supplemental Security Income (SSI) recipients due to holiday conflicts in 2025. This adjustment means that SSI beneficiaries will not receive their typical January payment on the first day of the month, as January 1 is a holiday. Instead, the SSA will issue these benefits on December 31, the last business day before the holiday, ensuring that recipients still receive funds in a timely manner. This approach will also be used for future instances when payment dates fall on non-business days.

In addition to SSI beneficiaries, retirees, survivors, and individuals with disabilities will receive Social Security payments according to specific schedules based on the date of their benefit claims and birth dates. Below, we outline both the monthly Social Security payment schedule and the Supplemental Security Income (SSI) payment schedule for 2025.

2025 Social Security Payment Schedule for Retirees, Survivors, and Disabled Individuals

To streamline payment distribution, the SSA has designated specific payment dates each month based on the beneficiary’s date of birth and initial claim date:

• Third day of the month: Beneficiaries who claimed Social Security benefits before May 1997 will receive payments on January 3.
• Second Wednesday of the month: Retirees, survivors, and disabled individuals who were born between the 1st and the 10th and began receiving benefits after May 1997 will receive payments on January 8.
• Third Wednesday of the month: Beneficiaries born between the 11th and the 20th who claimed benefits after May 1997 will receive payments on January 15.
• Fourth Wednesday of the month: Those born between the 21st and the 31st and who began receiving benefits after May 1997 will receive payments on January 22.

This schedule helps beneficiaries plan and manage their finances by setting clear, consistent payment dates.

Monthly Social Security Payment Schedule for 2025

The SSA provides a comprehensive monthly schedule for Social Security payments in 2025, aligning each payment date with Wednesday to ensure timely delivery. Payments will be made on the following dates:

Month	Payment Dates
January	8, 15, 22
February	12, 19, 26
March	12, 19, 26
April	9, 16, 23
May	14, 21, 28
June	11, 18, 25
July	9, 23, 30
August	13, 20, 27
September	10, 17, 24
October	8, 15, 22
November	12, 19, 26
December	10, 17, 24

In cases where a payment date falls on a holiday or weekend, SSA schedules the payment on the next available business day, ensuring uninterrupted benefit distribution.

SSI Payment Schedule for 2025

Supplemental Security Income (SSI) payments follow a distinct schedule to accommodate weekends and holidays. This adjustment is especially significant for SSI recipients, who rely on timely payments for essential expenses. Here’s the SSI payment schedule for 2025:

Month	Payment Date
January	December 31, 2024
February	January 31
March	February 28
April	April 1
May	May 1
June	May 30
July	July 1
August	August 1
September	August 29
October	October 1
November	October 31
December	December 1

By shifting payments to the preceding business day in months when the 1st falls on a holiday, the SSA ensures that SSI recipients can maintain financial stability without delay.

What to Do If You Miss a Payment

In case a payment does not arrive as expected, beneficiaries should wait at least three business days before contacting SSA customer service. This allows time for possible mailing or processing delays. Additionally, the SSA provides an online tool, My Social Security Account, where beneficiaries can access financial statements and request assistance with Social Security-related issues.