Retirees, survivors, disabled individuals, and Supplemental Security Income (SSI) claimants receive monthly benefits from the Social Security Administration (SSA). However, this year, some SSI recipients will receive two payments in November due to a calendar quirk. Since December 1st falls on a Sunday, the second SSI payment will be made on November 29th, while the first will arrive as usual on the 1st of the month.
The SSA created the SSI program to support low-income seniors aged 65 and older, people with disabilities, and children in financial need. If you qualify, you’ll want to stay informed about the upcoming double SSI payments and how the SSA plans these disbursements.
First of Two SSI Payments in November
The Social Security Administration oversees over 70 million monthly payments and has developed an annual calendar to help beneficiaries track when their payments will arrive. SSI recipients typically receive payments on the first of each month unless that date falls on a weekend or holiday, in which case the payment is made earlier. Below is a list of the upcoming payment schedule, including the special double SSI payment for November.
SSI Payment Month | SSI Payment Date | Advanced Payment Date |
---|---|---|
September | – | – |
October | October 1st | – |
November | November 1st | November 29th (for December) |
December | – | December 31st (for January) |
If you don’t receive your payment on the expected date, wait at least three postal days before reaching out to the Social Security customer service team. You can also access your Social Security Account online for more information, to download financial statements, or to initiate requests regarding your benefits.
2025 Cost of Living Adjustment (COLA) Increase
In addition to the double SSI payment in November, beneficiaries will also see an increase in their payments in 2025, thanks to a confirmed 2.5% Cost of Living Adjustment (COLA). This adjustment is designed to help beneficiaries keep pace with inflation and the rising cost of living. Here’s a breakdown of the expected increases across different types of Social Security payments:
Benefit Type | Average Monthly Payment | After 2.5% COLA |
---|---|---|
Retirement Benefits | $1,900 | $1,949 |
Age 62 | $2,710 | $2,780 |
Age 67 | $3,822 | $3,920 |
Age 70 | $4,873 | $4,998 |
Survivor Benefits | ||
---|---|---|
Average | $1,505 | $1,544 |
Individual | $1,773 | $1,819 |
Two Children | $3,653 | $3,747 |
Disability Benefits | ||
---|---|---|
Average | $1,537 | $1,577 |
Blind Recipients | $2,590 | $2,657 |
Maximum Payment | $3,822 | $3,920 |
SSI Benefits | ||
---|---|---|
Average | $698 | $716 |
Individuals | $943 | $967 |
Couples | $1,415 | $1,451 |
Essential Person | $472 | $484 |
This increase will go into effect starting January 2025, giving millions of Social Security recipients a slight boost in their monthly income.
Applying for SSI Payments
Since its establishment in 1935, the Social Security Administration has been providing essential financial support to millions of Americans, helping them cover living costs and prepare for retirement. Eligibility for SSI payments depends on a number of factors, including income, work history, age, disability status, and Social Security contributions.
Individuals applying for SSI as single beneficiaries could receive up to $943 per month, while couples may be eligible for up to $1,415 per month. Additionally, people who qualify as an Essential Person (EP) can receive an extra $472. These payments are designed to help cover basic living expenses, ensuring that people who have contributed to the Social Security system during their working years have some financial security.
To apply for SSI, individuals should visit the SSA website or their local Social Security office. The application process includes an assessment of your income, resources, and other factors to determine your eligibility and monthly benefit amount.
Key Takeaways
The upcoming double SSI payment in November is just one example of how the SSA adjusts payment schedules to accommodate holidays and weekends. In addition, the 2.5% COLA increase set for 2025 will further enhance the financial well-being of millions of beneficiaries, ensuring their benefits keep up with rising costs. If you’re eligible for SSI, be sure to keep track of payment schedules and changes to your benefits.
Why will some SSI recipients receive two payments in November?
Some SSI recipients will receive two payments in November because December 1st falls on a Sunday. The second payment will be made on November 29th, covering December.
What is the 2025 COLA increase?
The 2025 Cost of Living Adjustment (COLA) is a 2.5% increase in Social Security benefits to help beneficiaries adjust to inflation and the rising cost of living.
How much can an individual receive in SSI benefits?
For 2025, individuals could receive up to $943 per month in SSI benefits, while couples could get up to $1,415.